Tip for all Colombia vacationers and expats who have a Visa Credit or Debit card. Only at the following Colombian banks you can withdraw cash for free: 1. BBVA 2. CAJA SOCIAL, 3. DAVIVIENDA. All others charge fees at the ATM. And additionally at DAVIVIENDA you have to DECLINE the exchange rate on the left side of the screen suggested. (May not be current info)